Disclaimer

1. Not Financial Advice

The information provided on StackMyBanks.com is for educational and informational purposes only. Nothing on this website constitutes financial, investment, legal, tax, or accounting advice. The content is not a substitute for professional advice tailored to your specific situation.

You should consult a licensed and qualified financial professional before making any decisions related to your savings, banking, or investment strategy. Past performance is not indicative of future results.

2. Affiliate Disclosure

This website contains referral and affiliate links. We may earn a referral bonus or commission when you open an account through our links, at no additional cost to you. This is how we keep this resource free.

Our editorial content is not influenced by affiliate relationships. We only feature accounts we believe offer genuine value. However, we encourage you to conduct your own due diligence before opening any financial account.

3. Rate & Bonus Accuracy

All APY rates, sign-up bonus amounts, and promotional terms displayed on this website are sourced from publicly available information and are believed to be accurate as of the date noted on each respective section. However:

• APY rates are variable and subject to change at any time without notice.
• Bonus terms, minimum deposit requirements, and eligibility criteria are set by each financial institution and may change.
• We make no guarantee that the rates or bonuses displayed are currently available.
• Always verify current terms directly on the institution's official website before opening an account.

We make every reasonable effort to keep this information current, but we cannot guarantee the accuracy, completeness, or timeliness of any information presented.

4. No Warranties

This website and all content herein is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. We reserve the right to modify, suspend, or discontinue any aspect of this website at any time without notice.

5. Limitation of Liability

To the fullest extent permitted by applicable law, StackMyBanks.com, its operators, contributors, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of, or inability to use, this website or its content
• Any financial decisions made based on information found on this site
• Changes to rates, bonuses, or terms by any third-party financial institution
• Errors, omissions, or inaccuracies in any content on this site
• Any unauthorized access to or use of our servers or any information transmitted to or from our site

6. Third-Party Institutions

SoFi, Wealthfront, Raisin, and any other institutions referenced on this site are independent companies. StackMyBanks.com is not affiliated with, endorsed by, or sponsored by any of these institutions except through publicly available affiliate or referral programs. All trademarks and brand names belong to their respective owners.

7. FDIC Insurance

FDIC insurance covers up to $250,000 per depositor, per insured bank, per ownership category. The $750,000 figure referenced on this site assumes three separate FDIC-insured institutions, each covering up to $250,000. This is not a guarantee of coverage in all circumstances. Verify your coverage directly with each institution and the FDIC at fdic.gov.

8. Governing Law

This disclaimer shall be governed by and construed in accordance with the laws of the United States. Any disputes arising in connection with this disclaimer shall be subject to the exclusive jurisdiction of the applicable courts.

9. Changes to This Disclaimer

We reserve the right to amend this disclaimer at any time. Changes take effect immediately upon posting to this page. Your continued use of the site constitutes acceptance of the updated disclaimer.